JB Appraisals is your FHA certified appraisal companyWe assure you that JB Appraisals is an FHA-approved appraisal firm in NC. JB Appraisals is certified and approved to do appraisals for FHA secured financial transactions. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at JB Appraisals is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact JB Appraisals if you need an appraisal done for an FHA-secured loan. If your financial transaction is FHA certified, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lender takes care of all the finances; the FHA simply insures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. Available to all purchasers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower income or less starting capital to put down on a financial transaction benefit the most from Federal Housing Administration loan programs. |